Chaque ann\u00e9e, durant l’automne, la comparaison des primes et des caisses maladie recommence. Et chaque ann\u00e9e, les caisses font la promotion de leurs nouvelles offres et mod\u00e8les d\u2019assurances, qui promettent des \u00e9conomies aux payeurs de primes.<\/p>\n
Actuellement, l\u2019assurance CSS pousse son dernier mod\u00e8le\u00a0: Multimed. Celui-ci promet plus de flexibilit\u00e9 \u00e0 moindre co\u00fbt. Ses avantages sont d\u00e9crits et vant\u00e9s de mani\u00e8re large et fleurie. Mais seuls ceux qui lisent les petits caract\u00e8res constatent que sa flexibilit\u00e9 atteint rapidement ses limites\u00a0:<\/p>\n
L\u2019assur\u00e9 est totalement priv\u00e9 de choix lorsqu\u2019il s\u2019agit de se procurer des m\u00e9dicaments prescrits de mani\u00e8re r\u00e9p\u00e9t\u00e9e. Car, dans le mod\u00e8le Multimed, ils doivent \u00eatre obtenus aupr\u00e8s d\u2019une PHARMACIE PAR CORRESPONDANCE d\u00e9termin\u00e9e par la CSS. Le non-respect de cette obligation donne lieu \u00e0 des sanctions.<\/p>\n
Nous trouvons cela fort de caf\u00e9. Concr\u00e8tement, cela signifie que les premi\u00e8res prescriptions, qui sont en g\u00e9n\u00e9ral plus complexes, qui n\u00e9cessitent plus de conseils et prennent plus de temps, peuvent \u00eatre retir\u00e9es aupr\u00e8s d\u2019une officine ayant pignon sur rue. Mais lorsqu\u2019il s\u2019agit de renouvellements, les pharmacies par correspondance encaissent. Dans ces conditions, comment une officine peut-elle encore travailler de mani\u00e8re rentable et survivre\u00a0?<\/p>\n
Que le rabais accord\u00e9 par les pharmacies par correspondance soit un sophisme et qu\u2019en fin de compte le client n\u2019\u00e9conomise rien, n\u2019est malheureusement jamais indiqu\u00e9 nulle part. Et l\u2019association IFAK re\u00e7oit r\u00e9guli\u00e8rement des informations sur des envois contenant des conditionnements beaucoup trop grands. Ceux-ci se retrouvent finalement dans les d\u00e9chets et sont amen\u00e9s dans une pharmacie publique pour \u00e9limination\u00a0!<\/p>\n
Nous esp\u00e9rons vivement que les payeurs de primes liront \u00e9galement les petits caract\u00e8res, r\u00e9fl\u00e9chiront aux cons\u00e9quences que cela aura pour eux et en tiendront compte. Avec Multimed, on ach\u00e8te un chat dans un sac.<\/p>\n
Le travail personnel, le conseil et le service de la pharmacie publique ont leur prix, mais ils sont accomplis en faveur des payeurs de primes. Car la pharmacie par correspondance ne conna\u00eet en fin de compte pas personnellement ses clients, elle ne voit que l’ordonnance.<\/p>\n
<\/p>\n
\u00a9 Image by Adobe Stock<\/p>\n","protected":false},"excerpt":{"rendered":"
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